Albota Solar Park SRL · Secured loan
Albota photovoltaic park, phase 1 (1.2 MW)
Secured loan for the first phase of the Albota solar park: 1.2 MW on 2.1 ha, power sold under a 10-year PPA.
CollateralIpotecă de rang I: teren 2,1 ha + instalație fotovoltaică Loan to collateral value59 % PaymentsInterest monthly, principal at maturity Ticket 100 to 5,000 EUR
Your indicative return
For the amount in the card, after the platform's fee and tax
Indicative, not a promise. Computed from the loan terms as if the campaign raised its maximum, after the platform fee and the tax withheld; the real schedule is fixed at payout. The project company may pay late or not at all, and you may lose the money you invest.
Terms
What these terms mean
- Funding threshold
- The campaign goes ahead if it raises at least 150,000 EUR. Otherwise every reservation goes back to the wallet in full.
- Limit for a private investor
- How much a private investor may put into this campaign. The limit guards against too large a bet on one project; it does not apply to experienced (sophisticated) investors.
- Loan to collateral value
- How large the loan is next to the value of the collateral. The lower it is, the more room there is if the borrower does not repay and the collateral has to be sold.
- Service fee
- The platform's fee for running the loan, taken from each payment you receive, not from the amount you invest.
- Reservation
- When you reserve, the money moves from your wallet to the campaign's separate (escrow) account at the payment partner and stays there until the loan is paid out. The platform never holds it.
Indicative repayment schedule
For the maximum amount; the real schedule is fixed at payout.
By payment
| # | Due | Principal | Interest | Total |
|---|---|---|---|---|
| 1 | 28.11.2026 | 0.00 | 2,802.74 | 2,802.74 |
| 2 | 28.12.2026 | 0.00 | 2,712.33 | 2,712.33 |
| 3 | 28.01.2027 | 0.00 | 2,802.74 | 2,802.74 |
| 4 | 28.02.2027 | 0.00 | 2,802.74 | 2,802.74 |
| 5 | 28.03.2027 | 0.00 | 2,531.51 | 2,531.51 |
| 6 | 28.04.2027 | 0.00 | 2,802.74 | 2,802.74 |
| 7 | 28.05.2027 | 0.00 | 2,712.33 | 2,712.33 |
| 8 | 28.06.2027 | 0.00 | 2,802.74 | 2,802.74 |
| 9 | 28.07.2027 | 0.00 | 2,712.33 | 2,712.33 |
| 10 | 28.08.2027 | 0.00 | 2,802.74 | 2,802.74 |
| 11 | 28.09.2027 | 0.00 | 2,802.74 | 2,802.74 |
| 12 | 28.10.2027 | 0.00 | 2,712.33 | 2,712.33 |
| 13 | 28.11.2027 | 0.00 | 2,802.74 | 2,802.74 |
| 14 | 28.12.2027 | 0.00 | 2,712.33 | 2,712.33 |
| 15 | 28.01.2028 | 0.00 | 2,802.74 | 2,802.74 |
| 16 | 28.02.2028 | 0.00 | 2,802.74 | 2,802.74 |
| 17 | 28.03.2028 | 0.00 | 2,621.92 | 2,621.92 |
| 18 | 28.04.2028 | 0.00 | 2,802.74 | 2,802.74 |
| 19 | 28.05.2028 | 0.00 | 2,712.33 | 2,712.33 |
| 20 | 28.06.2028 | 0.00 | 2,802.74 | 2,802.74 |
| 21 | 28.07.2028 | 0.00 | 2,712.33 | 2,712.33 |
| 22 | 28.08.2028 | 0.00 | 2,802.74 | 2,802.74 |
| 23 | 28.09.2028 | 0.00 | 2,802.74 | 2,802.74 |
| 24 | 28.10.2028 | 300,000.00 | 2,712.33 | 302,712.33 |
| Total (EUR) | 300,000.00 | 66,090.43 | 366,090.43 |
About the project
The project
Albota Solar Park SRL is building the first phase of the photovoltaic park in Albota de Sus, Taraclia district: 2,160 bifacial 555 W panels, 4 central inverters and a 1.25 MVA transformer station connected to Premier Energy's 10 kV line.
Use of funds
| Item | Amount |
|---|---|
| Panels and mounting structures | 168,000 EUR |
| Inverters, transformer station, grid connection | 74,000 EUR |
| Civil works and installation | 41,000 EUR |
| Execution reserve | 17,000 EUR |
The owner's own funds cover the land (bought in 2025) and the engineering, worth 92,000 EUR.
Revenue
Power is sold under a 10-year power purchase agreement at a fixed 0.071 EUR/kWh. The estimated 1,520 MWh per year brings about 108,000 EUR of annual revenue against 33,000 EUR of annual debt service.
Timeline
- October 2026 — supply contracts signed
- November 2026 to February 2027 — installation
- March 2027 — commissioning and grid connection
Collateral and risk
The loan against its collateral
59 %loan to collateral value
First-ranking mortgage on the 2.1 ha plot (cadastral number 8701206.123) and on the photovoltaic installation, registered in favour of the collateral agent. Independent valuation: 512,000 EUR (market value after commissioning), a loan-to-value of 59 %.
In addition: assignment of the PPA receivables and a personal guarantee from the sole shareholder.
Risks
- Construction risk: equipment or grid-connection delays can push commissioning back by up to 6 months; interest keeps being paid monthly from the owner's own funds.
- Production risk: annual irradiation can deviate by ±8 % from the estimate.
- Counterparty risk: the power buyer could default; power would then be sold on the wholesale market at a variable price.
- Liquidity risk: the loan cannot be sold before maturity.
Project company
Shareholders, managers, employees and affiliates of the platform and of the project company may invest in this campaign on the same terms as any other investor, with no preferential treatment and no privileged access to information.
No insider has invested in this campaign.
All insider investmentsDocuments
Questions and answers
When do I receive interest?
Monthly, on the last business day of the month, straight into your wallet on the platform.
What if the 150,000 EUR threshold is not reached?
Every reservation is cancelled and the money returns in full to the investors' wallets, with no fees.
Can I invest more than 5,000 EUR?
Non-sophisticated investors are capped at 5,000 EUR per offer; sophisticated investors have no such cap.