Track record

Platform statistics

What has been lent through the platform, what came back to investors and how many loans went into default.

No loan has been paid out yet. The figures appear here after the first payout.

How we count

  • Lent: the principal paid out to borrowers, counted in the year of the payout.
  • Returned and paid: principal, interest and late interest that reached investors' wallets; interest after the platform's fee and before tax.
  • A loan counts as defaulted from the day it goes into default (instalments unpaid for longer than its terms allow), even if the collateral agent later recovers part or all of it.
  • Default rate: the principal of the loans that went into default divided by the principal lent, for the loans paid out in that year.
  • Written off: the principal still owed when a defaulted loan was closed. This is what investors lost.
  • Every campaign counts, including those offered to a closed circle. The average rate is weighted by the amount lent. The figures are recalculated at most once an hour.
  • Past results are no guarantee of future returns.